Dubai Off-Plan Investorby Tarek Wazzan

Buyer guide

Dubai vs Abu Dhabi vs Sharjah for property buyers

By Tarek Wazzan, Senior Property Consultant at NAAS Properties · Facts checked 30 September 2026

Short answerAll three emirates let foreigners own in designated areas, but the rules differ. Dubai charges a 4% DLD fee and uses escrow under Law No. 8 of 2007. Abu Dhabi registers sales on DARI at 2% inside investment zones. Sharjah allows all nationalities to own in approved projects since 2022, with a 4% fee for non-GCC buyers.

Side by side

DubaiAbu DhabiSharjah
Regulator and registryDubai Land Department (DLD) and RERAAbu Dhabi Real Estate Centre (ADREC), DARI platformSharjah Real Estate Registration Department (SRERD)
Foreign ownershipFreehold areas, Law No. 7 of 2006Investment zones, Law No. 13 of 2019Approved development areas and projects, Law No. 2 of 2022
Registration fee4% of price (DLD)2% of contract value for off-plan (DARI)4% for non-UAE/GCC buyers (Resolution No. 34 of 2018, via Lexology)
Off-plan registerDLD interim register (Oqood)DARI, within 21 days of signingSRERD, on its approved contract form
Escrow lawLaw No. 8 of 2007Law No. 3 of 2015Ask the developer and SRERD for the project account arrangements
Developers in our directory771514

Mortgage limits (Central Bank of the UAE) and the Golden Visa property threshold of AED 2 million (Ministry of Economy and Tourism) are federal and apply in all three.

Choosing between them

  • Choice and liquidity: Dubai has far more developers and projects to choose from, which gives more options at every budget and a larger resale market to exit into.
  • Cost of buying: Abu Dhabi's 2% registration fee is half of Dubai's 4%, which matters on larger purchases.
  • Master-planned islands: Abu Dhabi's launches are concentrated in large island communities such as Saadiyat, Yas and Fahid.
  • Ownership type: Sharjah opened ownership to all nationalities in approved projects in 2022. Check exactly what you will own in each project.

We do not publish price or yield comparisons between the emirates because we have not verified figures we would stand behind. Ask Tarek for current, like-for-like numbers on specific projects.

Frequently asked questions

Is it better to buy property in Dubai or Abu Dhabi?

It depends on your goals. Dubai offers many more developers and projects and a larger resale market, while Abu Dhabi's registration fee is 2% against Dubai's 4% and its launches cluster in master-planned islands. Both allow foreign freehold ownership in designated areas. Compare specific projects on total cost, handover date and how you would exit.

Can foreigners own property in Dubai, Abu Dhabi and Sharjah?

Yes, in designated areas. Dubai allows foreign ownership in freehold areas under Law No. 7 of 2006. Abu Dhabi allows it in investment zones under Law No. 13 of 2019. Sharjah allows all nationalities to own in approved development areas and projects under Law No. 2 of 2022. Always check the specific project.

Which emirate has the lowest property registration fee?

Of the three, Abu Dhabi has the lowest published fee: DARI charges 2% of the contract value to register an off-plan ownership sale. Dubai's DLD transfer fee is 4% of the price. In Sharjah, the fee for buyers who are not UAE or GCC nationals is 4%, according to a Lexology summary of Resolution No. 34 of 2018.

Get a shortlist for dubai vs abu dhabi vs sharjah for property buyers

Tell Tarek your budget, timeline and whether you want to live in the home, rent it out or apply for a Golden Visa. He will send matching launches and ready alternatives with the full cost of each, and check registration and escrow with you before you pay.

Sources

Figures and rules change. Confirm fees with the DLD, ADREC/DARI or SRERD before you pay. This page is general information, not legal, tax or financial advice.

Written and reviewed by Tarek Wazzan, Senior Property Consultant, NAAS Properties.

Tarek Wazzan is a Senior Property Consultant at NAAS Properties in Dubai, United Arab Emirates, with more than 12 years in real estate. He was previously with Christie's International Real Estate UAE. He advises buyers and investors on off-plan, ready and resale property from every developer in Dubai, Abu Dhabi and Sharjah, and knows Downtown Dubai, Dubai Hills Estate, Palm Jumeirah, Saadiyat Island, Yas Island and Fahid Island best. He works in English and Arabic.

WhatsApp +971 50 608 6106 · tarekinvestments@gmail.com · LinkedIn · tarekwazzan.com

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