Dubai Off-Plan Investorby Tarek Wazzan

Buyer guide

DLD fees and the full cost of buying property in Dubai

By Tarek Wazzan, Senior Property Consultant at NAAS Properties · Facts checked 30 September 2026

Short answerThe main Dubai Land Department fee is the transfer fee of 4% of the purchase price. DLD's fee schedule adds a registration trustee fee of AED 2,100 below AED 500,000 or AED 4,200 at AED 500,000 and above, a title deed fee of AED 250, a map fee and AED 20 in knowledge and innovation fees. A mortgage adds 0.25% of the loan.

The DLD fee schedule

These figures come from the Dubai Land Department's published service page for registering a property sale (checked on 30 September 2026):

FeeAmount
Transfer fee4% of the sale value
Registration trustee feeAED 2,100 if the price is under AED 500,000; AED 4,200 if AED 500,000 or more
Title deedAED 250
MapAED 225 for a land map on the Dubai Municipality unified map, or AED 250 for a building or apartment (AED 100 for land outside Dubai Municipality's jurisdiction)
Knowledge and innovation feesAED 10 each
Mortgage registration (if any)0.25% of the mortgage value, plus the same small fixed fees

On off-plan purchases the sale is registered in DLD's interim register instead of a title deed at first. The 4% fee still applies; check the amount and timing of registration and admin charges in the SPA.

A worked example

Illustration only, not a listing: for an apartment bought at AED 2,000,000 without a mortgage, the DLD transfer fee is AED 80,000 (4%), the trustee fee is AED 4,200, the title deed is AED 250, the apartment map is AED 250 and the knowledge and innovation fees are AED 20. That is AED 84,720 in government and trustee fees before any agency fee or service charges.

If the same buyer took a mortgage of AED 1,000,000, mortgage registration would add AED 2,500 (0.25%) plus fixed fees.

Other costs to budget

  • Agency fee on resale purchases, agreed in writing. DLD says a broker's commission is set by agreement under Law No. 85 of 2006.
  • Developer NOC when buying a resale unit, charged by the developer.
  • Mortgage costs: bank arrangement and valuation fees, and life and property insurance.
  • Service charges every year once you own the unit. They are approved by RERA and published in DLD's Service Charge Index.
  • Utilities connection and, if you rent the property out, Ejari registration for each tenancy.

Fees in Abu Dhabi and Sharjah

  • Abu Dhabi: DARI charges 2% of the contract value to register an off-plan unit sale for ownership (1% for Musataha), and the sale must be registered within 21 days of signing or a late fee of AED 10,000 applies. For ready property, DARI's help centre says the fee is calculated at 2% of the valuation or the selling price, whichever is higher.
  • Sharjah: Executive Council Resolution No. 34 of 2018, as summarised by Lexology, sets the registration fee at 4% paid by the buyer when the buyer is not a UAE or GCC national. To check: confirm the current rate and any exhibition discount with SRERD before paying.

Frequently asked questions

How much are DLD fees when buying property in Dubai?

The Dubai Land Department transfer fee is 4% of the purchase price. DLD also charges a registration trustee fee of AED 2,100 for properties under AED 500,000 or AED 4,200 for AED 500,000 and above, a title deed fee of AED 250, a map fee of up to AED 250, and AED 20 in knowledge and innovation fees.

Who pays the 4% DLD fee, the buyer or the seller?

In most Dubai transactions the buyer pays the 4% DLD transfer fee, but the buyer and seller can agree to split it, and some developers offer to cover it on off-plan launches. Whatever is agreed should be written into the memorandum of understanding or the SPA, because DLD collects the fee at registration.

Is the DLD fee the same for off-plan property?

Yes, the 4% DLD fee applies to off-plan sales too. The sale is recorded in DLD's interim register when you buy, rather than on a title deed, and the title deed is issued at handover. Developers sometimes add their own admin or registration charges, so check the SPA for every fee due at booking.

What is the property registration fee in Abu Dhabi?

In Abu Dhabi, DARI charges 2% of the contract value to register an off-plan unit sale for ownership, or 1% for a Musataha right. For ready property, DARI calculates the fee at 2% of the valuation or selling price, whichever is higher. Off-plan sales must be registered within 21 days of signing.

Get a shortlist for dld fees and the full cost of buying property in dubai

Tell Tarek your budget, timeline and whether you want to live in the home, rent it out or apply for a Golden Visa. He will send matching launches and ready alternatives with the full cost of each, and check registration and escrow with you before you pay.

Sources

Figures and rules change. Confirm fees with the DLD, ADREC/DARI or SRERD before you pay. This page is general information, not legal, tax or financial advice.

Written and reviewed by Tarek Wazzan, Senior Property Consultant, NAAS Properties.

Tarek Wazzan is a Senior Property Consultant at NAAS Properties in Dubai, United Arab Emirates, with more than 12 years in real estate. He was previously with Christie's International Real Estate UAE. He advises buyers and investors on off-plan, ready and resale property from every developer in Dubai, Abu Dhabi and Sharjah, and knows Downtown Dubai, Dubai Hills Estate, Palm Jumeirah, Saadiyat Island, Yas Island and Fahid Island best. He works in English and Arabic.

WhatsApp +971 50 608 6106 · tarekinvestments@gmail.com · LinkedIn · tarekwazzan.com

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